What Types Of Commercial Insurance Do I Need?
No matter the size of your business, having commercial insurance is a good idea. Commercial insurance categories are substantial and cover a wide variety of policies that business owners use to help protect themselves, their assets, and their clients or customers.
The kind of commercial insurance you may need depends on the type of business you run and the exposures you want to protect. There are several common types of insurance policies that most companies need.
· Commercial property insurance helps protect owned or rented buildings and equipment.
· Commercial auto insurance expands protection to cars, trucks, and more.
· All businesses need workers compensation insurance if they have employees.
· General liability insurance offers protection for claims related to property damage or injuries to others.
While those coverage types protect the business itself, other options offer coverage specifically for the business owner. For example, data breach or cyber insurance can help tech startups while builders risk insurance helps to cover contractors materials on the job site. No matter what type of business you operate, commercial insurance is an essential part of staying protected.
Held Insurance Agency is a local Trusted Choice Independent Insurance Agent that can answer questions and help you choose based on your circumstances. Speak with us before launching or expanding your business.
Held Insurance Agency – Our office is located in Mount Prospect, Illinois 60056. Serving Illinois, Wisconsin and Arizona. Call 847.264.4644 or visit https://heldagency.com/
Content provided by Trusted Choice. Modified by Held Insurance Agency.